How Do You Handle Restoration of a Flooded Rental Home?
Last updated October 25, 2026
The short answer
First Steps After the Flood
Your first move is to make sure the space is safe. Turn off the electricity at the breaker if you can reach it without standing water. If you smell gas or see damaged wiring, leave and call the utility company. Wear boots and gloves, because floodwater can hide sharp objects and contaminants.
Tell your landlord or property manager right away. They own the building and are responsible for major repairs. Take photos of the damage and any belongings you can save. These records help with your renter's insurance claim and show the landlord what happened.
What You Can Do Yourself
You can remove wet rugs, furniture, and boxes to a dry area if it is safe. Use a wet-dry vacuum to pull up standing water, and run fans or a dehumidifier to speed up drying. Open windows if the outdoor air is drier than the indoor air.
Throw away porous items like soaked mattresses, pillows, and cardboard boxes. They soak up water and can grow mold quickly. Keep a list of what you discard, with photos, for your insurance records. Do not use regular household cleaners on sewage-contaminated water; that requires professional treatment.
- Turn off power and gas if safe
- Document damage with photos
- Remove wet porous items
- Use fans and dehumidifiers
- Keep a discard list
When to Call Local Water Damage Pros
Structural drying, mold prevention, and sanitizing are jobs for local water damage pros. They have industrial fans, dehumidifiers, and moisture meters that reach behind walls and under floors. They also know how to handle contaminated water safely.
If the flood came from a sewer backup or rising groundwater, the work involves more than drying. The pros may need to remove drywall and insulation to prevent mold. In a rental, your landlord usually coordinates this, but you can ask them to hire qualified help. Do not wait, mold can start within a day or two.
Policies vary, and your insurer decides what is covered.
- Moisture meters find hidden water
- Industrial drying equipment
- Mold prevention treatments
- Sanitizing contaminated areas
- Structural repairs after drying
Your Lease and Renter's Insurance
Your lease spells out who pays for what after a flood. Typically, the landlord handles the building structure, and you handle your personal belongings. But every lease is different, so read yours carefully.
Renter's insurance may cover your damaged items, but it depends on your policy. Check your policy documents for flood coverage, as some policies exclude it. Policies vary, and your insurer decides what is covered. If you feel unwell from mold or floodwater, see a doctor.
Handling Your Belongings
Sort your belongings into three groups: keep, clean, or toss. Hard surfaces like glass, metal, and plastic can often be cleaned and disinfected. Clothing and linens may be washable if they were not contaminated with sewage.
Electronics, artwork, and antiques need special care. Water damage can ruin circuit boards and warp frames. For these items, consider professionals who specialize in electronics or artwork restoration. In Detroit, you can find local services for these specific needs, but act quickly to prevent further damage.
Talk to someone now
Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.
Call Now (313) 766-2970Frequently asked questions
Do I have to pay for restoration in a rental?
Usually, the landlord covers structural repairs, but your lease may say otherwise. Your renter's insurance covers your personal items. Check both documents and talk to your landlord early.
Can I stay in the rental during restoration?
It depends on the extent of the damage and your safety. If there is mold, sewage, or structural issues, you may need to stay elsewhere. Ask your landlord about temporary housing options.
How long does restoration take?
Drying can take several days to weeks, depending on the flood size and materials. Full restoration may take longer. The pros can give you a timeline after assessing the damage.
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