What Should I Do If a Storm Blows off Part of My Roof?
Last updated October 25, 2026
The short answer
Safety First
Your first step is to keep people and pets away from the damaged roof and any debris that may have fallen. If the storm is still active, stay indoors and away from windows. If you see downed power lines or smell gas, leave the area and contact the utility company from a safe spot.
Once the storm passes, do not climb onto the roof yourself unless you are sure it is stable. Wet surfaces and loose materials make it dangerous. If you need to inspect, do it from the ground or from inside your attic with a flashlight. Your safety matters more than protecting property.
- Move furniture away from the affected area
- Place buckets under active leaks
- Turn off electricity to rooms with standing water
- Wear sturdy shoes and gloves if you must move debris
- Keep children and pets out of the area
- Note any hazards for the pros to be aware of
Protect Your Home
If you can do it safely, cover the opening with a tarp or plywood to keep rain and wind out. Nail or weigh down the cover so it stays put. This simple step can prevent water from soaking into your ceilings, walls, and floors. If you cannot reach the roof, consider placing a large tarp over the hole from the inside of the attic.
Clear any debris that is blocking gutters or downspouts so water can drain away from your foundation. Move valuables and important documents to a dry area. If water has already entered your home, remove wet items like rugs, cushions, and cardboard boxes to help air circulate and reduce the chance of mold.
Call the Pros
After you have taken emergency steps, contact local water damage pros to handle the cleanup and drying. They have the tools to extract water, set up dehumidifiers, and dry out hidden spaces like wall cavities. They can also assess the extent of the damage and advise on what needs to be repaired or replaced.
The pros will likely inspect the roof structure, attic insulation, and interior walls to see how far moisture has traveled. They may use moisture meters to find areas that are not visible. Their goal is to reduce the chance of mold and structural rot. Be prepared to describe what you saw and where the damage is located.
- Ask about the drying process and how long it may take
- Inquire about debris removal and roof covering
- Confirm what safety gear they will use
- Request a written summary of the damage
- Keep receipts for any supplies you bought yourself
Document the Damage
Take photos and videos of the roof hole, any water stains, and wet belongings before you move or clean anything. This documentation is useful for your insurance claim and for the pros to understand the scope. Note the time and date of the storm and when you first noticed the damage.
If you have insurance, check your policy to see what is covered. Policies vary, and your insurer decides what is covered. Some policies may cover temporary repairs, while others may require you to prevent further damage. Keep a list of all the steps you took, including any materials you bought, because that information can help support your claim.
Prevent Future Issues
Once the immediate damage is handled, think about long-term repairs. A roofer can assess whether the rest of your roof is sound or if you need a larger replacement. Ask about materials that hold up well in humid climates with snow and heavy rain. Regular roof inspections after major storms can catch small problems before they become big ones.
Inside your home, watch for signs of moisture in the weeks after the storm, such as musty odors, discolored spots, or peeling paint. If you notice any, address them quickly to avoid mold growth. Keep gutters clean and trim overhanging branches that could fall in the next storm. A little maintenance now can save you from bigger repairs later.
Talk to someone now
Call (313) 766-2970 any time, day or night, and describe what happened.
Call Now (313) 766-2970Frequently asked questions
How long do I have to cover the roof hole?
You should cover the hole as soon as the storm passes and it is safe to do so. Even a few hours of rain can cause significant water damage. If you cannot cover it, move belongings and start drying the inside immediately.
Can I stay in my home if the roof is damaged?
It depends on the extent of the damage. If the hole is small and confined, you may be able to stay while repairs are made. But if large sections of the roof are gone or water is entering near electrical fixtures, it may be safer to leave until the pros secure the area.
Will my insurance cover the roof repair?
Policies vary, and your insurer decides what is covered. Storm damage is often covered, but you should review your policy and contact your agent to confirm. Document everything and keep records of temporary repairs you made, as that can help your claim.
More questions and answers
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