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What Should I Do If I Find Water Damage After Moving Into a New Home?

Last updated October 25, 2026

The short answer

Stop the Water Source

Shut off the main water valve if you can find it. If you are unsure where the valve is, look near the water meter or where the pipe enters the house. In a new home, the previous owner may have left a note or diagram. If the leak is from a specific appliance, turn off its supply valve.

Once the water is off, check for visible leaks from pipes, fixtures, or the roof. If the source is not obvious, a plumber can help locate it. For roof leaks, a roofer may need to inspect the shingles or flashing. Do not delay, as standing water can soak into walls and floors quickly.

Document the Damage

Take clear photos and videos of every affected area before you move furniture or start cleaning. Capture close-ups of water stains, warped wood, and damp carpets. Write down the date you discovered the damage and any actions you took. This record helps your insurance company understand the situation.

Keep receipts for any supplies you buy, such as fans or cleaning products. Your insurance policy may reimburse you for some costs, but policies vary. Check your policy documents to see what is covered. If you are unsure, ask your insurance agent directly.

Policies vary, and your insurer decides what is covered.

Dry Out the Affected Areas

Set up fans and a dehumidifier to pull moisture from the air. Open windows if the weather is dry, but if you live in a humid climate, keep them closed to avoid drawing in more moisture. Move wet rugs and furniture to a dry area if possible. Remove soaked drywall or insulation only if it is safe to do so.

Wear gloves and a mask when handling wet materials, as they may contain mold or bacteria. If you feel unwell, see a doctor. For large areas of water, a water damage inspection can help you understand the full scope. The inspection will identify hidden moisture in walls and under floors.

Use a wet-dry vacuum to remove standing water.

Lift carpet edges to let air circulate underneath.

Remove wet cardboard boxes and paper products.

Wipe down metal surfaces to prevent rust.

Check baseboards and door frames for swelling.

Run a dehumidifier for several days until the area is dry.

Prevent Mold Growth

Mold can start growing within 24 to 48 hours in warm, damp conditions. Act quickly to dry the area completely. If you see mold, do not try to clean it yourself if the area is large or if it covers porous materials like drywall. A mold professional can assess the situation and recommend safe removal.

In humid climates, mold is a common concern after water damage. Keep the area well-ventilated and consider using an air purifier. If you have allergies or breathing problems, leave the property until the mold is handled. Your health comes first.

Throw away porous items like mattresses and pillows.

Clean hard surfaces with a disinfectant.

Do not paint over mold without treating it first.

Monitor the area for musty odors.

Consider a dehumidifier for the whole room.

Decide on Repairs

After the area is dry, you can assess what repairs are needed. Small stains may be cleaned with a stain remover, but larger damage may require replacing drywall or flooring. If you are handy, you might do some repairs yourself, but for extensive damage, the pros can handle the job.

The pros can also help with specific areas like ceilings, carpets, or crawlspaces. You may want to schedule a water damage inspection to get a full picture. The cost of repairs depends on the extent of the damage, the materials involved, and the labor required. Always get a clear plan before starting work.

If you live in Detroit, keep your shutoff valve location written down for future reference.

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Frequently asked questions

Should I file a claim with my insurance company?

Check your policy first to see if water damage is covered. Take photos and notes before you call. Your insurer will decide what is covered. Policies vary, so ask about deductibles and timelines. Do not start major repairs until you know what your policy says.

Can I clean the water damage myself?

Small, surface-level stains can often be cleaned with household products. But if the damage is deep or covers a large area, the pros have the right tools and experience. They can also find hidden moisture that you might miss. For mold, always consult a mold professional.

How long does it take to dry out a home after water damage?

Drying time depends on the amount of water, the materials, and the humidity. With fans and dehumidifiers, a small area may dry in a few days. Larger areas can take a week or more. Do not rush the process, as leftover moisture can cause mold.

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